Purchase & Mortgage Calculator
Know the full cost before you buy in Dubai.
Work out the government fees, your deposit, the cash you need on day one and your monthly mortgage payment. Then send us your numbers for a personal purchase plan.
Your purchase
Move the sliders or type a number. Everything updates instantly.
Estimates only. Loan limits follow UAE Central Bank rules: up to 80% for a first home under AED 5M (65% for expats and 70% for UAE nationals above AED 5M), 60% to 65% for investment properties, and monthly debt payments no higher than 50% of income. Non-residents are usually offered 40% to 50%, with only some banks and nationalities eligible. Bank rates are indicative 3-year fixed rates from August 2026; non-resident pricing is typically about 1% higher. Income in other currencies is converted at approximate rates. Fees: DLD 4%, trustee office fee, 2% agency commission plus VAT on resales, mortgage registration 0.25% plus AED 290, bank arrangement fee up to 1% plus VAT and valuation. Confirm with your bank and with us before you commit. Not financial advice.
Get your personal purchase plan
Send us these numbers and a few details. Rahul will reply with matching projects, the exact fees and the best way to finance from abroad.
Prefer to talk it through?
Book a free call with Rahul, Toronto or Dubai time. We will walk you through the costs and financing for your budget.