Insights
How to get the UAE Golden Visa by buying Dubai property (2026 rules)
The AED 2 million rule, joint ownership, mortgages, off-plan, and the cheaper 2-year visa that changed in 2026.
The 10-year Golden Visa is one of the main reasons overseas buyers choose Dubai. Here is how the property route works in 2026, in plain English.
The AED 2 million rule
You need Dubai property worth at least AED 2 million, registered in your name with the Dubai Land Department. It can be one property or several added together. If you own jointly, your own share must be worth at least AED 2 million.
Mortgages and off-plan
Mortgaged property can qualify on its full value, with a no-objection letter from your bank. Off-plan property can also qualify when it is registered with the DLD and sold by an approved developer, but conditions vary by project, so check before you buy.
What it gives you
A 10-year renewable UAE residence visa, the ability to sponsor your spouse and children, and no need for a UAE employer. It is not citizenship, and for Canadians it does not by itself change your tax residency in Canada.
Smaller budgets: the 2-year investor visa
In 2026 Dubai removed the AED 750,000 minimum for the 2-year property investor visa. Owners of completed property with a title deed can apply regardless of value, and joint owners need a share of at least AED 400,000. Off-plan property does not count for this visa until handover.
Check your property in 30 seconds
Use our Golden Visa checker, then book a call and we will shortlist qualifying projects for your budget.
Sources: Property Finder · Savory & Partners (May 2026). Confirm current rules with the DLD and GDRFA.
Want this applied to your budget?
Book a free call and we will walk you through it.